Barska Mini Biometric Safe

!±8±Barska Mini Biometric Safe

Brand : Barska
Rate :
Price : $169.99
Post Date : Nov 29, 2011 04:37:52
Usually ships in 24 hours

No combinations to remember or carry a key because your fingerprint is the key that opens the safe door! Up to 30 users, Store anything you want to keep hidden, Pre-drilled holes allow the safe to be mounted into a wall, onto a shelf or counter top, Emergency back-up keys included, Operates on 4 AA batteries, Dimensions: 12 x 8 x 7.75 Inner Dimensions: 11.5 x 7.5 x 5.75, Weight: 12 lbs, One-Year Limited Warranty

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Is Disability Insurance Worth It?

!±8± Is Disability Insurance Worth It?

Whether we like to believe it or not, we are far more likely to suffer from a disability than we are to die prematurely during our working lives, regardless of our age (we assume that working lives are 65 and under). Although the statistical probability of death rises with age and narrows the probability gap between disability and death, the fast fact is that if we have only thought of insuring our lives, we exposing ourselves and our families to a huge risk: lost income as a result of disability.

The reality that disability plays in our financial lives is a real one. So real in fact that insurance companies have seen tremendous growth on the disability side of their book of business. It is a good albeit expensive product that nearly everyone under the age of 50 (or even older depending on debt levels and other financial responsibilities) should investigate.

But the other reality is that not all disability policies are worth the paper they are printed on. In fact, many disability policies will charge way more than the minimum benefit you will need, making them a waste of money, either entirely or partially. Here are some of the things you need to consider before considering a disability policy:

- How long before the policy kicks in? Some policies will not take effect until some other form of insurance runs out, such as a short-term policy through your employer or group policy. Other policies may only take effect after 90 days of disability, leaving you short for those first three months, which may also happen to be the most financially draining. Others yet will only "top up" what another policy does not cover (e.g. your employer-sponsored policy may cover just 60% of wages, meaning the stand-alone disability policy may only cover up to 40% to make up the difference... strangely, those premiums are not reduced accordingly).

- How long is my maximum benefit? Many disability policies will cover you up to a maximum number of months. In the case of a disability policy that will only cover you for twelve months, consider that the average disability for people under the age of 40 is thirty six months... your twelve months of coverage will help for just one third of disability period. Know what the benefit is and determine whether it is sufficient (you may not "need" a full 36 months of coverage if you work in a low-risk office environment, but it sure will not help someone who is prone to back injuries).

Knowing these two things is a good start, but there are other specifics that may apply to you (such as premium reset periods, disabilities covered, qualifying criteria, underwriting method, and so on). A good place to start is with the policy itself. If you need help interpreting the wordiness, consult with a broker and don't be afraid to contact the insurance company directly with concerns. Get your answers in writing, on letterhead so that you are not left stranded in the event of a claim.

Although disability insurance is popular for a very good reason, it is very expensive. That makes it even more important to make sure you understand everything you possibly can about the policy before spend your first dime in premiums.

Is Disability Insurance Worth It?

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Don't Put Off Installing Those Outdoor Security Cameras

!±8± Don't Put Off Installing Those Outdoor Security Cameras

There are many good reasons to install outdoor security cameras, but perhaps the most important is to increase the security of your home or business. By installing security cameras around your property, you will be taking advantage of the best way to keep your family and your possessions safe and secure. These cameras provide real peace of mind and put an end to sleepless nights.

Even though you may think you have nothing of value that would interest thieves, you may still become a victim since most criminals aren't terribly selective. A good security camera also provides the opportunity to view what's going on around your property, allowing you to easily investigate if you hear a noise outside.

When it comes to protecting your business, cameras provide security against nighttime break-ins since smash and dash attacks against businesses are becoming commonplace these days. If your business is broken into, surveillance cameras will help with the identification and apprehension of the criminals, increasing the odds of recovering your merchandise. Future attacks will likely be thwarted as news spreads that you've installed surveillance cameras. Criminals prefer easy targets.

When it comes to choosing outdoor security cameras, you will find a number of different options. One popular camera for outdoor use is the bullet camera. These cameras are ideal because they are self protected against the elements. If the security camera won't be installed in a covered area, this type is one to consider. You will never have to worry about damage from wind or rain.

Another popular camera for home or business use is an infrared camera. This type of camera takes very clear pictures, even at night. Infrared cameras are generally weatherproof and can switch from color to B/W images as the light level falls. Sometimes referred to as Day/Night cameras since during the day or adequate light situations they provide a full color picture. Then at night or as the light level decreases they switch to B/W and use the infrared illuminators to provide a clear image even in total darkness.

Older outdoor security cameras are black and white, but newer models offer a full range of color capabilities. The color cameras film in color by day and black and white by night. This is because it's very difficult to get a clear color image in low light situations, but black and white shows up beautifully at night. The best outdoor security cameras are those with dual capabilities. No matter what kid of camera you choose, you can rest assured knowing you have added protection for your property.

Don't Put Off Installing Those Outdoor Security Cameras

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Biometric Gun Safe Reviews

!±8± Biometric Gun Safe Reviews

What the heck is that safe's combination? That is a question that has gone the way of the pioneers of old. Today's biometric gun safes store guns, legal papers, important correspondence and other items, safely and easily. One example of a biometric gun safe is the BARSKA. Weighing in at nearly 29 pounds it is heavy enough to make removing it by an intruder, cumbersome and yet, just right for concealed home use.

One purchaser commented that he bought the Barska for the express purpose of storing his guns and found that there was adequate room to also store important documents, passports and other items. The biometric fingerprint identification "combination" makes access extremely difficult for anyone but the owner of the stored fingerprints. A second reviewer reflected on the enticement that traditional locks and combinations have for kids. The biometric identification system removes this and the urge to break into the safe.

The Gunvault GVB2000 Multi Vault Biometric Gun Safe has a "you name it and we've thought of it" security system. Realizing the necessity of keeping guns out of the hands of anyone but the licensed owner has moved the Gunvault GVB2000 to the highest standard of security. One reviewer noted the exactness of the fingerprint recognition of this biometric gun safe. This same person tried many times before he positioned his finger in the correct manner allowing the safe to be opened.

The Biovault Biometric Safe with Fingerprint Reader is a less expensive biometric gun safe. This compact vault has multiple storage possibilities such as guns, legal papers, jewelry, discharge papers, and nearly anything else you might decide upon.

Those who have purchased this biometric gun safe state that the ease of opening the vault is nearly unbelievable. The swipe their finger over the reader and the safe opens in a second or less. This eliminates anyone miraculously coming upon the numerical combination. This vault is easily moved for relocation in the home or when moving to another home.

One of the most compact biometric gun vaults is the Sequiam Biometrics® BioVault 2.0 which is endorsed by the NRA firearms safety instruction program. Despite our wanting to believe that our children will not play with items in safe and secure places, they are often the first ones to find those places and to want to explore what is securely locked behind closed doors. Unless someone has identical fingerprints to those that are registered, this vault is safe.

The BIO Biometric Fingerprint SAFE BOX Jewelry Gun Car is the most portable of the biometric gun safes that we have reviewed. Along with the fingerprint reader is the well built, all steel outer container which provides one of the highest levels of protection.

Several websites have compiled statistics regarding the number of handguns owned by civilians in the United States. They have found that the United States' population is 273 million and that firearms (handguns, rifles, and shotguns) are owned by 235 million civilians.

These numbers certainly speak to the necessity of firearms owners taking responsibility to purchase and use firearm safes that cannot be easily breached. Once again, biometric gun safes appear to have a huge edge over those requiring numeric combinations.

Biometric Gun Safe Reviews

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NcStar Red Dot

!±8± NcStar Red Dot

Review of my NcStar Red Dot reflex sight. After about 500 rounds I've decided to put out my thoughts on this inexpensive sight.

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